Do you have a high school diploma? You can study at the Congusto Institute even if you don't have the full tuition amount available immediately. Thanks to the “Per Merito” loan from Intesa Sanpaolo, you can obtain up to 25,000 euros without the need for collateral.
How does it work?
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No guarantors or income required
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Also covers incidental expenses (materials, transport, rent)
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You don't have to repay anything for 2 years after the end of the course
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When repayment begins, you can choose installments up to 30 years
Who can apply?
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Adults residing in Italy
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With a high school diploma or University degree
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Regularly enrolled in one of the Congusto advanced training courses (Chef, Pastry Chef, White Arts Master, Multispecialty Master)
🎓 Congusto Institute is among the training organizations partnered with Intesa Sanpaolo for subsidized access to educational credit.
How much does it cost to enroll?
To secure your place and receive your admission letter, a minimum deposit of at least 500 euros is required. The rest can be covered by the loan.
Plus, if you enroll by July 30, 2025, you can access the Early Bird promotion with reduced tuition.
How is it activated?
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Register at www.permerito.it
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Fill out the request and upload the documents
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Wait for verification by the Certifying Body
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Once approved, go to an Intesa branch to open the account
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Receive the first tranche within 3 days
📥 Download the complete guide to the “Per Merito” loan [here in PDF]